Thursday, January 3, 2008
CriinalData.com is an online pre-employment screening service that provides instant access to background and criminal records. CriminalData believes in the positive power of information and is committed to creating a safer and more secure workplace. HR professionals and hiring managers collaborate with CriminalData to find, select and screen candidates and make faster hiring decisions.
It is imperative that you make Employee background checks an integral part of your hiring process. Businesses, big or small, are at a constant threat of being infiltrated by fraudulent individuals who have a criminal history. If such a character is employed at your workplace, and has access to sensitive financial and client information, your company is likely to incur fraud losses. To effectively prevent occupational fraud it is your task to hire responsibly.
CriminalData.com enhances your hiring practices and helps you avoid lawsuits and prevent hiring mistakes. With increasing crime in every walk of life, pre-employment screening at CriminalData ensures that your business, you and your employees are in an environment free of security concerns, corporate scandals, and workplace violence.
There have been several instances of criminals gaining access to the core of a business and bringing ruin upon it, all due to no pre-employment screening in place. CriminalData runs thorough background, criminal and drug tests on all applicants to select a worthy candidate who has a high sense of integrity, hard work, professionalism and commitment.
CriminalData has instant access to the largest of databases of criminal records state-wide and at the county level too. A pre-employment screening of your potential employee will delve on details such as name and address identity, social security number, employment history, bankruptcies, credit report and credit related legal actions, criminal record, evictions record and driving records. Reports also include instant criminal checks, Address History, Sex Offender Registry check, education verification, credential verification and drug screening.
CriminalData excels in the methodologies used to investigate a potential hire. All you have to do is walk through the simple account set up online procedure. This set up is absolutely free with no set up fees or membership fees. You may cancel at any time. While you partner with CriminalData, you are sure to get high quality, fast and secure screening services.
The ultimate employee you choose at the end will be an individual with just the right combination of personality, skills, abilities, and commendable past behaviour as an employee. CriminalData.com will make sure that the employee you hire is productive and reliable, and has the right attitude. With personalized customer service as a top priority with CriminalData.com, there is always someone to protect your interests and address your concerns!
For more information, visit: http://www.criminaldata.com
Your chances of being sued are now 1 in 4
Your chances of being sued have increased!
The latest statistics reveal that you have a 1 in 4 chance of having a potentially ruinous lawsuit filed against you sometime in the future. The richer you are, the bigger the target, whether it’s some opportunistic scam artist or the IRS. In fact, in the USA right now, there are 80-90 million lawsuits filed per year. Over 70% of the world’s lawyers are here in the USA and 50,000 new ones added each year, all hungry for their piece of the lawsuit pie.
Unfortunately, the ordinary person can hardly afford what it costs to fight even a frivolous lawsuit and is often forced to settle out of court, because they can neither afford the time, cost or potentially bad publicity that would result to the case coming to trial. What can be done to protect the ordinary citizen?
One company, PrePaid Legal Inc., has taken a proactive approach to this problem and created (obviously) PrePaid Legal plans, which offer coverage for the whole family for $26 per month. In comparison to what a lawsuit could cost, this is a negligible amount and affordable for most. In fact, even having access to a lawyer in the first place can help you avoid a lawsuit. To be able to reply to the “injured party” that you have legal protection available to you, at no extra cost, would show them that you are not easily intimidated into settling, since you have legal representation in your corner, and you are not afraid to use it. PrePaid Legal offers 75 hours of trial representation in the first year, and it increases after that.
For many people this approach makes sense. Just as one gets health insurance to protect from catastrophic medical bills, so a PrePaid Legal plan protects from financially ruinous legal issues. With unlimited telephone access to a lawyer, free contract review, representation in motor vehicle legal issues, IRS audit assistance and more, a PrePaid Legal Plan is fast become a sensible addition to the other insurances one buys to protect one’s family.
The author, Glyn Norman protects himself and his family with a PrePaid Legal Plan, and ID Theft Shield. Details on the plans are available at his website: http://www.officialidguard.com/ with details on the Business Opportunities available with PrePaid Legal here:
http://glyn.buildlastingsuccess.com/
Protect yourself from Identity Theft
Identity Theft on the Rise
Identity theft is a growing problem, not just in the USA, but worldwide. Every week it seems there is a new story about some corporation that has lost a laptop containing important client information including Social Security Numbers. If it happens to you, it’s a disaster than can take years to put right, and cost thousands of dollars. This article is designed to save you from identity theft in the first place, and then give you some brief advice on what to do if you are a victim. Here are my tips to help prevent such a catastrophe:
1. Know what’s in your wallet.
Do you really know all the cards in your wallet? Do you know the numbers to call to cancel these cards if your wallet is lost? The easiest way to remember all this is to simply put all your cards on a photocopier at once, and copy them. Then copy the back side. Keep these two sheets of paper in a secure location, and if the worst happens and you do lose your wallet and need to cancel your cards, the info is right there.
2. Cancel inactive credit card accounts.
Don’t take the risk of someone using your card on an account that you never check.
3. Monitor your credit.
You are allowed by law to get one free credit report per year, but that is not often enough. The best thing is to sign up for a service that monitors your credit constantly and alerts you if someone applies for credit in your name, or if unusual spending patterns appear. Details on such a service appear at the end of this article.
4. Safeguard your personal information.
If you are comfortable with it, get electronic statements rather than paper ones which can be stolen from your physical mailbox. Keep your Social Security Card, bank information, credit card statements and so on, in a safe place, preferably one that can be locked.
5. Buy a decent shredder
Shred all documents that contain personal information. Buy one that can also shred credit cards, as sometimes these come unsolicited in the mail, as do “fake” cards that are an offer for credit. Shred them all with a quality, cross-cut shredder.
6. Beware of spoof emails.
Never ever click a link in an email that requests you to confirm personal information like your PIN number, your PayPal log in etc. These are spoofs, and the criminals create a website that looks very much like the genuine article, and as you submit your information, boom, they can then log into your genuine account and make withdrawals or payments to themselves. Only ever go to the website from your own browser favorites link, or by typing in the address yourself (not the one in the email). Never click the link in an email, but instead, forward the email to spoof@[name of organization].com e.g.: spoof@paypal.com
7. Mailbox safety.
Retrieve your mail from your mailbox as promptly as possible. If you are going on vacation, get the post office to put a Vacation Mail Hold, so that it doesn’t pile up and overflow your box. Not only is that an invitation to steal your mail, it also advises burglars that no one is at home.
8. Use strong passwords
Avoid passwords that are easily guessed. Use a combination of letters and numbers and make it as random as you can. Never ever use the name of your spouse, pet, mother’s maiden name or anything like that, which a dedicated thief could probably find out in some way. Memorize your passwords or keep them in a (strong) password protected file on your computer. Don’t write them down.
9. Computer
If you ever sell or donate your computer, make sure the hard drive is wiped absolutely clean. Just trashing your files does not do it. Ideally, re-format the hard drive.
10. Check all statements.
It’s a pain, but check all bank and credit card statements to see if all the purchases were authorized. Often times all a website will ask of you is name, credit card #, expiry date, and sometimes the three digit authorization code on the back of the card. This is information that the waiter or waitress at the last restaurant you visited can easily have captured. Check, and dispute any unknown charges immediately.
The best protection is a credit and identity theft monitoring service, such as provided by Pre-Paid Legal and Kroll, companies listed in the NYSE with over 30 years experience in the field. For a low monthly fee of $12.95 (or $9.95 if combined with a prepaid legal plan) you can have 24-hour protection and alerts if anything suspicious happens with your credit. The plans cover the whole family and monitor the use of your social security number, your driver’s license, your credit, your medical records and your IRS data. In the event that you do suffer from identity theft, they will spend however long it takes to put it right. With the average identity theft case taking 600 hours, and thousands of dollars to resolve, protection at $12.95 per month is a bargain. You can find out more here:
http://www.officialidguard.com/
Byline:
Glyn Norman protects himself and his family with a Prepaid Legal and Identity Theft Plan, available here: http://www.officialidguard.com/ . For details on the excellent Business Opportunity marketing such plans, go here: http://glyn.buildlastingsuccess.com/
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